This privacy policy describes how Iconic Debt Relief (“ statedebtprograms.com ”), Iconic Debt Relief (“StateDebtRelief”, “Iconic Debt”, “We”, “Our”, or “Us”) collects, uses, shares and protects your Personal Information (defined below). This policy outlines information We collect through this website, Iconicdebtrelief.com (“Website”), automatically, directly from you or other third parties in order to provide Our products or services and/or conduct Our business activities.
Please read this privacy policy prior to using this website or the services it provides. If you do not agree to this privacy policy, please exit this page and do not access or use this website or the service it provides.
Iconic Debt provides services that will help assess your current financial situation and plan for your financial goals. Our enrollment agents will assist in understanding your needs, present options to create a plan of action and will be there to support you as you regain control of your financial goals (“Services”). Services only offered to U.S. Residents over the age of 18.
By using this Website or Services We provide, you agree and acknowledge that you have read, understand and agree to be all the terms and conditions of this policy in addition to Our Terms of Use.
Personal Information
We Collect Information that personally identifies, relates to, describes, or is capable of being associated with you is considered personal information or personal data (“Personal Information”). The types of Personal Information We may collect depends on how you interact with this Website and the Services you are interested in. We may collect the following Personal Information:
Identifiers - This could include your first name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, online identifier, IP address, birthdate, social security number or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.
Device Information/Internet or Other Electronic Network Activity Information - This is information we automatically collect from you when you access this Website. This could include your device identifier, internet protocol (IP) address, browsing history, information about your interactions with this Website, it’s features, contact forms or any advertisements.
Usage Information - This is information we automatically collect from you when you access this Website. The information collected includes the features you may use on this Website, any links you may click, viewed, the different pages you may visit, or advertisements you interact with. The time and day you browse the Website including referring and exit pages. This information may be collected through a variety of technologies like cookies (as described below) and script which may include session reply software.
Website Activity & Communications - This is information we automatically collect from you when you access this Website. We may record and retain calls, texts and the contents of your interactions with Us, including this Website session, webform inquiry submissions, chat transcripts, or other written/electronic communications between you and Us. By communicating with Us, you consent to Our recording and retention of these communications.
If the information We automatically collect can identify you, it is considered Personal Information.
Some of the Personal Information listed above may be considered Sensitive Personal Information under relevant privacy laws. This includes social security number, birthdate (or combination of both). Each type of Sensitive Personal Information may overlap with a category of the Personal Information listed above. The type of Personal Information We collect about you may vary based on how you use Services and will be used for business purposes to provide the Service.
How We Collect Personal Information
We do not purchase or receive information from any third-party sources such as credit monitoring agencies.
We may collect your Personal Information from the following sources:
Directly from Website Users (You)- This Website may automatically collect and/or ask you to provide your Personal Information if you access this Website, submit a contact form, or communicate with Us.
Site Technologies, Tracking & Cookies- This Website uses technologies such as pixels and cookies that may have tracking capabilities or store your Personal Information. We utilize these to improve the Website experience including saving your preferences for return Website interactions.
Some of these technologies enabled on this Website will allow Us to track Website visitors engagement, and how you may arrive at and/or exit this Website. This is executed by using tracking pixels that are pieces of code embedded in a webpage that will track the page usage activity. Examples of that information would be the pages that are viewed, for how long and when. This could also be executed by using clear gifs that are small graphics with unique identifiers embedded into the webpage and/or email messages. The purpose of this is to track if you view a webpage or email message to improve Our content, communications and Services. This is considered and treated as Personal Information that we use for a business purpose.
Web Beacons
Our Web site may contain electronic images known as Web beacons (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how Our Website is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer service communications and promotional campaigns.
We may use a third party to gather information about how you and others use our Web site. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how Our Website is used.
This Website also uses cookies. You will have the ability to refuse all cookies, however; certain feature of this Website may not work or be available.
Below is a list of the types of cookies we utilize:
Strictly Necessary: These cookies are essential to operate this Website and provide Our Services.
Functional: These are cookies used to provide certain features on this Website such as recognizing your preferences for return Website visits. These cookies are not essential and you may choose to disable them.
Advertising Cookies: These cookies provide Us and other third parties to track and learn about your use of this Website and other sites you may have visited, and other advertised products or services that you may have been interested in. These cookies are not essential and you may choose to disable them.
Analytics Cookies: These cookies allow Our Website and Services to understand how you interact with Our Website. The information collected is in aggregate form to help Us understand how effective Our content and marketing is and to both improve content and build better features that enhance Our Services and/or the Website experience.
Social Media Cookies: Our Website may use third-party social media widgets such as buttons or similar mechanisms from Facebook, Twitter, Instagram, or YouTube. Such third-party features may collect information about you, like your IP address and the page(s) you visit on our Website. They may also place cookies on your device. You may exercise your option to disable those mechanisms through Our cookie consent when you access the Website. Please note, your interactions with those features are governed by the privacy policies of the third-party social media networks that provide them.
Most browsers allow you to manage how cookies are set and used as you’re browsing and will allow you to clear cookies and browsing data. Your browser may have settings which will allow you to manage cookies on a site-by-site basis. You have the right to decide whether to accept or reject cookies.
Trusted Form and Jornaya
We use ActiveProspect’s TrustedForm and/or Jornaya’s Lead ID Script to independently document users’ consent to be contacted. These scripts may be embedded on our website and collect the following information when you interact with the page(s) where the script is present: page URL, mouse movements and clicks, contact information inputted by the user, a snapshot of the page, including IP address of the user’s computer, time on the page, date and time that the script was loaded, as well as the date and time of the various user interactions with the page, and HTTP headers from the user’s browser. For more information about ActiveProspect’s data use and collection policies and practices, please review the ActiveProspect Privacy Policy, located at https://activeprospect.com/privacy-policy/. For more information about Jornaya’s data use and collection policies and practices, please review the Jornaya Privacy Policy, located at https://www.jornaya.com/consumer-privacy-policy/.
Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of Our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: htvtps://policies.google.com/privacy?hl=en.
How We Use & Disclose Your Personal Information
We may use your Personal Information for the following: Everyday Business Operations: To provide, maintain and analyze Our Website and Service, this includes the information we automatically collect for monitoring the usage of Our Service and this is required to offer these Services and for Our everyday business operations.
Some Services offered may ask for consent for a soft pull credit inquiry. Should you proceed, we will ask you for the following types of information: contact information (such as name, address, and birthdate) and the option to consent. By providing consent, you are providing "written instructions" to Iconic and its employees, agents, subsidiaries, affiliates, contractors, third party data sources and suppliers, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency and to exchange information about you with each such national credit reporting agency in order to verify your identity and to provide the Services to you. You agree and hereby authorize Iconic, its agents and employees, to provide your personally identifiable information to third parties as provided in this Privacy Policy, as may be amended from time to time, You waive any and all claims against Iconic and its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. A soft pull credit inquiry will not negatively impact your credit score and are only visible to you. Soft pull inquiries may be reflected on your credit report for up to two years.
Customer Service: To provide you with product or Service information you requested and to respond to any other requests or questions you may have.
Analytics: To track and report website traffic. Data collected maybe used to contextualize and personalize the ads of advertising networks. See Google Analytics section above for more information and how to opt-out.
Telecom and Electronic Communications: To send telecommunication and/or electronic communication to you about our Services and promotions and/or delivery of newsletter subscriptions by contacting you via email, telephone calls, SMS, or by other forms of electronic communications regarding communications related to the Services.
Identify and Diagnose Service Issues: To investigate/diagnose problems with Our server, manage Our Website, and to enhance our Services;
Safety and Legal Rights of Services: To protect the safety, property or legal rights of our Services; prevent fraud; and protect and manage our technology infrastructure and security;
Compliance with Legal Requirements: To support core business functions and comply with applicable legal requirements, industry standards, contractual obligations, or internal policies.
Other: Perform any business transaction, such as a merger, acquisition, sale of assets, bankruptcy, or related transactions.
We may disclose your Personal Information with the following parties:
Authorized Service Providers - We may share your Personal Information with other companies that are under contractual obligations to perform services on Our behalf (“Service Providers”). Those Service Providers may support our core business functions and internal operations. This includes Our Website data security, management, hosting and real-time maintenance; fulfilling requests; telecommunications; sending postal mail and email; investigating fraudulent activity; conducting customer surveys or promotions; and providing customer service.
Network Providers- With your permission, we may share your Personal Information with other companies who are in the financial services industry who will further assist in providing financial products and services.
Social Media Platforms and Networks - Some of our Websites have features such as, plugins, widgets, and/or other tools made available by social media platforms and networks that may result in information being collected or disclosed between Us and those parties. Their use of your information is not governed by this privacy policy. These companies may use your Personal Information for additional purposes outlined in their privacy policies.
Third Party-Legal Obligations - We may disclose your Personal Information in response to subpoenas, warrants, court orders, government inquiries, or investigations; or to comply with relevant laws and regulations. We may also disclose information to establish, exercise, or protect the rights of our Company, employees, agents, and affiliates; to defend against a legal claim; to protect the safety and security of our Website and Services; to detect and protect against fraud; and to take action regarding possible illegal activities or violations of our policies or terms.
Transfer of Control - We may disclose Personal Information with another company that buys some, or all, of the assets or stock of Iconic Debt, and that company may use and disclose Personal Information for purposes similar to what is described in this policy. We may also disclose Personal Information with prospective purchasers for evaluate purposes for any proposed transaction.
Please note, we will not disclose, share or sell any opt–in data or consents with any third parties for their marketing purposes.
How We Protect Your Information
The security of your Personal Information is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, We cannot guarantee its absolute security.
Transfer of Your Personal Data
Your Personal Information may be processed in a foreign country, where privacy laws may be more or less stringent than the laws in the United States. By submitting your Personal Information to Us you agree to the transfer, storage, and processing of your Personal Information in a country other than your country of residence including, but not necessarily limited to, the United States.
Retention of Your Personal Data
The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with Our legal obligations (for example, if We are required to retain your data to comply with applicable laws), resolve disputes, and enforce Our legal agreements and policies.
Children’s Privacy - Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided Us with Personal Information, please contact Us. If We become aware that We have collected Personal Information from anyone under the age of 13 without verification of parental consent, We will immediately take steps to remove that information from Our servers.
Third Party Services - As part of Our Services, We may refer you to other companies. We strongly advise you to review the Privacy Policy of every company you engage with. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party websites or services provided.
Links to Other Websites - Our Service may contain links to other websites that are not operated by Us. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.
Opt-out - You may choose to stop receiving our newsletter or marketingpromotional emails by contacting us at [email protected], or by clicking on the unsubscribe link within the email you received. All unsubscribe requests will be honored within 10 days of receipt.
Changes to this Privacy Policy - We may update this privacy policy at any time. Please review this privacy policy page frequently for any revisions. Unless otherwise stated, changes to this privacy policy are effective immediately upon posting reflected in the updated date provided on this document. You will be deemed to have been made aware of and have accepted the changes by your continued use of Our Website or Services. We will provide additional notice to you if we make any changes that materially affect your privacy rights.
No Rights of Third Parties.
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our websites.
Contact Information
You can contact us about this privacy statement by writing or emailing us at the address below:
Iconic Debt Relief